Foreigner Bridging Loans

At Rikvin Capital, we understand that sometimes you need fast, flexible funding solutions—especially for large-scale property transactions or business needs. Our Foreigner Bridging Loans are tailored for borrowers looking to secure amounts from £1 million to £100 million, with quick approvals and transparent terms.

Loan Size

£1m – £100m

Term Length

3-24 Months

Loan-to-Value (LTV)

Up to 70%

Security

First charge

Interest Payment

Roll-up or Monthly Servicing

Use Cases

Auction Purchases

Speed is crucial when buying at auction—our bridging loans help you meet strict deadlines.

Commercial & Mixed-Use Acquisitions

Secure prime commercial or mixed-use properties without losing out to competition.

Business Cash Flow

Use property equity to finance expansion or meet short-term obligations.

Short-Term Refinancing

Consolidate or refinance existing property finance until a long-term solution is arranged.

Why Choose Rikvin Capital?

Fast Turnaround

Our dedicated team can issue a term sheet within 24 hours, and deliver funds within just 2 weeks—minimizing delays and uncertainty.

Flexible Terms

We offer up to 70% LTV, with interest roll-up options to help manage cash flow.

Large-Scale Funding

Borrow up to £100 million to seize high-value opportunities that traditional lenders might not be able to support.

Approachable Experts

With extensive experience in bridging finance, our team works closely with you to understand your goals and structure a deal that fits.

Case Studies

The Application Process

Initial Consultation

Term Sheet

Due Diligence

Legal Review

Funding Disbursed

FAQs

What are Foreigner Bridging Loans?

Foreigner Bridging Loans are short-term financing solutions offered to non-UK residents or overseas investors looking to purchase or refinance property in the UK. Rikvin Capital’s flexible approach allows you to access funds quickly, even if you’re based abroad.

How much can I borrow as a foreign national?

We provide bridging facilities from £1 million up to £100 million, subject to the property’s value, your exit strategy, and our due diligence process.

What is the maximum Loan-to-Value (LTV)?

Rikvin Capital caps LTV at 70%. If you need additional funding, you can pledge multiple properties or offer additional collateral to stay within our guidelines.

Why choose Rikvin Capital for Foreigner Bridging Loans?
  • Fast Access to Funds: Indicative terms often within 24 hours, with potential completion in 2–4 weeks.
  • Worldwide Reach: We consider applications from a broad range of countries and jurisdictions.
  • Flexible Repayment: Terms between 3 and 24 months, plus the option to roll up interest.
  • Expert Guidance: Our team has experience handling international clients’ documentation and legal structures.
Do I need a UK bank account or credit history?

While having a UK bank account can streamline the process, it isn’t always mandatory. Likewise, a UK credit history is not essential, as we focus on the property’s value and exit plan. However, we will conduct KYC and AML checks to meet regulatory requirements.

We’re experienced in dealing with offshore entities, SPVs, and other international corporate setups. Our legal team will review your structure to ensure compliance with relevant regulations and confirm it meets our lending criteria.

What currency do you lend in?

Rikvin Capital provides bridging loans in GBP (British Pounds). Conversions and repatriations are managed through your own banking channels, though we can discuss logistical details as part of the application process.

What documentation do I need as a foreign national?

Typical requirements include:

  • Proof of identity and address (valid passport, utility bills, etc.)
  • Company documentation if borrowing via an SPV or corporate structure
  • Clear exit strategy (e.g., sale, refinance)
  • Valuation of the UK property

Our team will guide you on any additional documents needed based on your specific situation.

How quickly can I complete the loan process if I’m overseas?

If you have the required documents ready and can respond promptly to due diligence requests, we can potentially complete within 2–4 weeks. Communication is typically handled via phone, email, and video calls, ensuring a smooth process despite the distance.

Can I roll up the interest to avoid monthly payments?

Yes. We offer an interest roll-up option, letting you defer all interest payments until the end of the loan term. This helps minimize your monthly outgoings while you focus on your property plans.

What exit strategies do you accept for non-UK residents?

Common exit routes include:

  • Selling the UK property after adding value or waiting for market appreciation
  • Refinancing into a longer-term international mortgage product
  • Using proceeds from other global assets or investments

So long as your plan is clear and feasible, we’ll consider it.

How do I apply for a Rikvin Capital Foreigner Bridging Loan?

Simply contact our team to discuss the property you’re purchasing or refinancing, along with your exit plan. We’ll handle valuation, legal checks, and underwriting. Once everything is in order, we aim to deliver funds promptly to accommodate your timeline.

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