Exploring Non-Bank Lending Options for Singapore Property Owners
As property values in Singapore continue to rise, many property owners find themselves with significant assets but limited cash flow. Traditional bank loans can …
Blogs
Singapore Bridge Loans: A Flexible Financing Option for High-Value Real Estate owners
Traditional banks have stringent lending criteria, making it difficult for property owners to access financing quickly, especially if they only want to borrow …
Bridging the Gap: How Rikvin Capital’s UK Bridge Loans Help Foreign Investors Acquire UK Property
Are you a foreigner looking to invest in UK property, but struggling to secure financing? Or perhaps you already own property in the UK and need to raise money …
Bridge the Gap with Rikvin Capital’s Singapore Bridge Loans for High-Net-Worth Individuals and Corporates
Have you ever dreamed of investing in real estate in Singapore, but found yourself short on cash or time? Maybe you’re a high-net-worth individual who …
The Pros and Cons of Bridge Financing: Is it Right for Your Business?
If your business is in need of short-term financing to complete a time-sensitive deal, bridge financing may be an option to consider. Bridge financing is a type …
Selecting the Right Bridge Funder for Your Company: Tips and Considerations
If your company is asset-rich but cash-strapped and needs to complete a time-sensitive deal, bridge financing can be a useful tool. However, not all bridge …
Bridging Loans: An Alternative Financing Solution for Asset-Rich, Cash-Poor Clients Affected by TDSR
The TDSR framework, which was introduced in 2013, places a limit on the amount of debt a borrower can take on based on their income and other financial …
Foreigner’s Guide to Buying Property in Singapore
In a report published in 2018, the investment bank UBS noted Singapore as a lucrative option for real estate investment. The country’s pro-business and low-tax …
5 Reasons the TDSR Is Holding Back Singapore Accredited Investors (And What You Can Do About It)
Introduced in 2013, the Total Debt Servicing Ratio (TDSR) was intended to “strengthen credit underwriting practices by financials institutions”, and to …
When Should You Get a Short-term Business Loan in Singapore?
Businesses take loans for various reasons and they come from various sources, each with its own stipulations and pros and cons. Short-term business loans, for …
7 Signs of a Debt Problem and What to do Instead?
Credit and debt are a powerful tool to meet our materialistic goals. They allow us to buy our dream homes, luxury vehicles, exotic vacations and so on. Buying a …
Things you need to know about Refinancing Mortgage Loans in Singapore
Homeowners use refinancing to pay off their existing mortgage with a new loan, which usually has a lower interest rate. In general, such loan schedules are …
Short-Term Loans in Singapore and Where You Can Get One
Short-term loans essentially work the same as medium- and long-term loans, with the only difference being a shorter repayment period, which is usually within …
Complete Guide: Total Debt Servicing Ratio (TDSR)
Simply put, TDSR – or Total Debt Servicing Ratio – which was introduced by the Monetary Authority of Singapore in June 2013, limits the amount that home …
Good Debt Versus Bad Debt
In our society, there’s a pervasive myth that any debt is always a “bad debt”. Whenever we talk about taking out a loan, or owing someone money, it’s almost …
