Rikvin Capital provides a short term loan for time-sensitive investment

An individual had a unique investment opportunity that required quick action, but they lacked the necessary liquidity. Despite having plenty of assets, their TDSR (total debt service ratio) prevented them from obtaining a loan from a traditional bank. The clock was ticking, and they needed a solution fast.

That’s when the individual reached out to Rikvin Capital. Rikvin Capital was able to provide the individual with a short-term loan to give them the liquidity they needed to make the time-sensitive investment.

Thankfully, the investment paid off, and the individual was able to repay the loan with the proceeds from the sale of a U.K. property. Rikvin Capital’s loan allowed the individual to take advantage of a valuable investment opportunity, which otherwise may have been missed due to a lack of liquidity.

Problem

• An individual needed to make a time-sensitive investment
• The Individual had a plenty of assets but needed some liquidity
• Due to TDSR, the individual could not get a loan from a bank

Solution

• Client engaged Rikvin Capital to provide a short term loan
• Repaid loan with capital proceeds from sale of a U.K. property

Location	Katong, Singapore
Market Value	S$ 4,850,000
Loan Amount	S$ 1,500,000
Loan-to-Value	30%
Duration of Loan	9 Months
Payment Schedule	9 Months
Asset Type	Landed Property
Completion Time	10 Days