Direct Lending Expertise
Rikvin Capital is a private lender specializing in short-term bridging loans. Because we lend our own funds, we can make decisions quickly—no middlemen or lengthy broker chains. Our experience spans complex property transactions in both Singapore and the UK, allowing us to offer flexible terms and swift approvals.
Track Record & Reliability
Since 2018, we’ve successfully funded over £400 million in bridging and property-backed loans. Our commitment to transparency and efficient processes has earned us a reputation as a trusted financing partner.

A bridging loan is a short-term, property-backed financing solution designed to “bridge” gaps between transactions. Typically used when purchasing a new property before selling an existing one, or when needing fast capital for refurbishments, bridging loans provide quick access to funds and are secured against real estate or other valuable assets.

With our streamlined underwriting process, we can often provide an initial decision within 48 hours. Subject to due diligence and valuation, funds can be released in as little as 1–2 weeks, depending on the complexity of the deal. Because we lend our own capital, we avoid the delays you might face with traditional banks or multiple intermediaries.

Our LTV typically ranges up to 70% of the property’s value, though this can vary depending on the asset, location, and overall risk profile. We assess each application individually to provide the best possible terms for your situation.

Bridging loans often have higher interest rates than long-term mortgages because they provide immediate liquidity over a short period. However, if used correctly—such as seizing a below-market property deal or funding essential renovations—the overall cost can be offset by the value or profit you gain from timely access to capital.

Yes. An exit strategy is how you plan to repay your bridging loan—commonly through the sale of a property, a refinance onto a longer-term mortgage, or other liquidity events. Having a clear exit plan is crucial; it ensures the loan remains short-term and prevents unexpected interest costs if repayment is delayed.

Simply contact our team or fill out our online form. We’ll discuss your requirements, evaluate the property or asset you want to secure, and quickly provide indicative terms. From there, our underwriting process is transparent, efficient, and designed to get you the funds you need—fast.