These are short-term, fast-access loans designed for high-value properties in London’s most prestigious areas. They help bridge the funding gap when acquiring, refinancing, or rapidly completing on prime residential or commercial real estate in the capital.

Rikvin Capital offers loan amounts from £1 million up to £100 million, subject to the property’s value and your chosen exit strategy.

We cap our Loan-to-Value (LTV) at 70%, ensuring your loan remains well-collateralized. If you require a higher total facility, you may pledge additional properties as security.

• Specialist Expertise: Our team understands London’s property market intricacies, especially in prime boroughs.
• Fast Turnaround: Indication of terms often within 24 hours, with funding possible in 2–4 weeks.
• Flexible Repayment Options: Terms range from 3 to 24 months, plus interest roll-up if desired.
• Personalized Support: We craft tailored solutions for each borrower, focusing on individual needs.

Absolutely. Rikvin Capital offers an interest roll-up option, allowing you to pay all interest at the end of the term. This can be advantageous when your liquidity is better utilized elsewhere during the bridging period.

We consider high-value residential or commercial properties located in prestigious central London boroughs—for instance, Kensington & Chelsea, Westminster, or prime areas of the City. If you’re unsure whether your property qualifies, simply contact us to discuss.

Once you provide relevant details—property valuations, legal documents, and your exit strategy—we can move swiftly. Under ideal conditions, funding can complete in 2–4 weeks, ensuring you don’t miss time-sensitive opportunities in London’s competitive market.

Bridging finance generally carries higher interest rates than standard mortgages, because it’s a short-term solution with a fast approval process. However, its main advantages include quick access to capital and flexibility, which can be crucial in London’s rapidly moving property scene.

For large loans or higher LTV requests, we may require a personal guarantee to mitigate risk. Offering additional properties as security can also help you secure better terms or a larger facility.

Common exits include:

• Sale of the property after a short hold or refurbishment.
• Refinancing into a long-term mortgage once the property value is enhanced or stabilized.
• Portfolio restructuring (e.g., liquidating another asset to free funds).

As long as your exit plan is clear and feasible, we’ll consider it.

Yes, we do perform a credit check, but our primary focus is on the property’s value and your exit strategy. Minor credit blemishes may not disqualify you, especially if you have strong collateral and a solid repayment plan.

We can finance properties that are tenanted, partially vacant, or require light refurbishment. Let us know the project details so we can tailor the loan structure and ensure it aligns with our lending criteria.

Simply contact our team with details about the London property, your desired loan amount, and your exit strategy. We’ll guide you through the valuation, legal checks, and documentation process to ensure a smooth funding experience.