Bungalow Bridging Loans

Our Bungalow Bridging Loans cater to owners and buyers of landed homes who need fast, flexible financing to capitalize on opportunities. Whether you're securing a new landed property (such as a bungalow or semi-detached house) before selling your current home, or tapping into your landed property's equity for other investments, we provide customized bridge loan facilities from $1 million up to $100 million. These loans come with quick approval times, high loan-to-value options, competitive interest rates, and clear, straightforward terms

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Loan Size$1M – $100M
Term Length3–24 Months
Loan-to-Value (LTV)Up to 70%
SecurityFirst charge
Interest PaymentRoll-up or Monthly Servicing

Use Cases

Auction Purchases

Speed is crucial when buying at auction—our bridging loans help you meet strict deadlines.

Commercial & Mixed-Use Acquisitions

Secure prime commercial or mixed-use properties without losing out to competition.

Business Cash Flow

Use property equity to finance expansion or meet short-term obligations.

Short-Term Refinancing

Consolidate or refinance existing property finance until a long-term solution is arranged.

The Rikvin Difference

Why Choose Rikvin Capital?

Fast Turnaround

Our dedicated team can issue a term sheet within 24 hours, and deliver funds within just 2 weeks—minimizing delays and uncertainty.

Flexible Terms

We offer up to 70% LTV, with interest roll-up options to help manage cash flow.

Large-Scale Funding

Borrow up to 100 million to seize high-value opportunities that traditional lenders might not be able to support.

Approachable Experts

With extensive experience in bridging finance, our team works closely with you to understand your goals and structure a deal that fits.

How It Works

The Application Process

  1. Enquiry

  2. Application

  3. Valuation

  4. Legal

  5. Completion

Get Funding Approval Within 24 Hours

Get Started

Case Studies

Prime Residential Bridging Loan for Holland Road Property

Prime Residential Bridging Loan for Holland Road Property

Loan Amount
SGD 5.70 million
Asset
Semi-detached house
LTV
70 %
Good Class Bungalow GCB Bridging Loan for Binjai Park Property

Good Class Bungalow GCB Bridging Loan for Binjai Park Property

Loan Amount
SGD 20 million
Asset
Good Class Bungalow
LTV
66.9 %
Breaking the Sentosa Property Lending Freeze

Breaking the Sentosa Property Lending Freeze

Loan Amount
Confidential
Asset
Asset-backed collateral
LTV
Not disclosed
Weekend Rescue: How we Delivered $25 Million Bridge Funding for a Billionaire’s Acquisition

Weekend Rescue: How we Delivered $25 Million Bridge Funding for a Billionaire’s Acquisition

Loan Amount
Confidential
Asset
Asset-backed collateral
LTV
Not disclosed
Successful Bridge Loan Solutions for Prime Geylang Property

Successful Bridge Loan Solutions for Prime Geylang Property

Loan Amount
Confidential
Asset
Asset-backed collateral
LTV
Not disclosed
Sentosa Saga: Tailored Bridge Financing in Action

Sentosa Saga: Tailored Bridge Financing in Action

Loan Amount
Confidential
Asset
Asset-backed collateral
LTV
Not disclosed
Empowering Established Brands: Our Bridge Funding Success Story

Empowering Established Brands: Our Bridge Funding Success Story

Loan Amount
Confidential
Asset
Asset-backed collateral
LTV
Not disclosed
Unlocking $25 Million: Alternative Bridge Financing for Prime Property Owners

Unlocking $25 Million: Alternative Bridge Financing for Prime Property Owners

Loan Amount
Confidential
Asset
Asset-backed collateral
LTV
Not disclosed
Rikvin Capital’s Bridge Loan Solution for Prime Commercial Property Purchase: A Client’s Success Story

Rikvin Capital’s Bridge Loan Solution for Prime Commercial Property Purchase: A Client’s Success Story

Loan Amount
Confidential
Asset
Asset-backed collateral
LTV
Not disclosed

FAQs

Do you fund semi-detached and terrace houses, not just detached bungalows?

Yes. Our landed-home loan covers the full landed segment: detached bungalows, semi-detached, terrace and corner-terrace homes across all 28 Singapore postal districts. Loan-to-value goes up to 70% with terms of 3 to 24 months, and we can lend up to $100 million on a single landed property if the deal supports it.

I want to buy a new landed home before my current one sells. Can you bridge the gap?

Yes. We fund the down-payment and stamp duty on the new home using your existing landed property as security. The term usually runs 6 to 12 months, and the loan is repaid from the sale proceeds of your current house. This way you do not lose the new property while still getting fair value on the sale.

Can I cash out equity from my fully-paid landed bungalow without selling it?

Yes. Releasing equity from a fully-paid or lightly mortgaged landed home is one of our most common deals. We lend up to around 70% of current valuation to free up cash for business expansion, investment, education or estate planning. The loan is secured by first charge, and you continue to live in the home throughout.

How long does it take to close a landed-property loan in Singapore?

Indicative terms come back within 24 hours. Once due diligence and legal work are complete (typically 1 to 2 weeks for a clean landed deal) funds are released. For urgent situations such as an auction completion or an Option-to-Purchase deadline, we have funded inside 72 hours.