Foreigner Bridging Loans

Our Foreigner Bridging Loans are designed to assist non-Singaporean investors in quickly securing property or raising short-term capital in Singapore's real estate market. Foreign buyers often face extra hurdles with local banks, so we offer an alternative: fast, asset-based financing from $1 million upwards (up to $100 million or more for prime assets) to bridge your funding needs. Whether you're an expat investor needing to act on a prime condo purchase or unlocking equity from a property as a foreign owner, our bridging facilities come with swift in-principle approvals, high leverage (up to ~70% LTV), and flexible terms – helping level the playing field for overseas clients in Singapore.

Contact Us
Loan Size$1M – $100M
Term Length3–24 Months
Loan-to-Value (LTV)Up to 70%
SecurityFirst charge
Interest PaymentRoll-up or Monthly Servicing

Use Cases

Auction Purchases

Speed is crucial when buying at auction—our bridging loans help you meet strict deadlines.

Commercial & Mixed-Use Acquisitions

Secure prime commercial or mixed-use properties without losing out to competition.

Business Cash Flow

Use property equity to finance expansion or meet short-term obligations.

Short-Term Refinancing

Consolidate or refinance existing property finance until a long-term solution is arranged.

The Rikvin Difference

Why Choose Rikvin Capital?

Fast Turnaround

Our dedicated team can issue a term sheet within 24 hours, and deliver funds within just 2 weeks—minimizing delays and uncertainty.

Flexible Terms

We offer up to 70% LTV, with interest roll-up options to help manage cash flow.

Large-Scale Funding

Borrow up to 100 million to seize high-value opportunities that traditional lenders might not be able to support.

Approachable Experts

With extensive experience in bridging finance, our team works closely with you to understand your goals and structure a deal that fits.

How It Works

The Application Process

  1. Enquiry

  2. Application

  3. Valuation

  4. Legal

  5. Completion

Get Funding Approval Within 24 Hours

Get Started

Case Studies

Prime Residential Bridging Loan for Holland Road Property

Prime Residential Bridging Loan for Holland Road Property

Loan Amount
SGD 5.70 million
Asset
Semi-detached house
LTV
70 %
Good Class Bungalow GCB Bridging Loan for Binjai Park Property

Good Class Bungalow GCB Bridging Loan for Binjai Park Property

Loan Amount
SGD 20 million
Asset
Good Class Bungalow
LTV
66.9 %
Breaking the Sentosa Property Lending Freeze

Breaking the Sentosa Property Lending Freeze

Loan Amount
Confidential
Asset
Asset-backed collateral
LTV
Not disclosed
Weekend Rescue: How we Delivered $25 Million Bridge Funding for a Billionaire’s Acquisition

Weekend Rescue: How we Delivered $25 Million Bridge Funding for a Billionaire’s Acquisition

Loan Amount
Confidential
Asset
Asset-backed collateral
LTV
Not disclosed
Successful Bridge Loan Solutions for Prime Geylang Property

Successful Bridge Loan Solutions for Prime Geylang Property

Loan Amount
Confidential
Asset
Asset-backed collateral
LTV
Not disclosed
Sentosa Saga: Tailored Bridge Financing in Action

Sentosa Saga: Tailored Bridge Financing in Action

Loan Amount
Confidential
Asset
Asset-backed collateral
LTV
Not disclosed
Empowering Established Brands: Our Bridge Funding Success Story

Empowering Established Brands: Our Bridge Funding Success Story

Loan Amount
Confidential
Asset
Asset-backed collateral
LTV
Not disclosed
Unlocking $25 Million: Alternative Bridge Financing for Prime Property Owners

Unlocking $25 Million: Alternative Bridge Financing for Prime Property Owners

Loan Amount
Confidential
Asset
Asset-backed collateral
LTV
Not disclosed
Rikvin Capital’s Bridge Loan Solution for Prime Commercial Property Purchase: A Client’s Success Story

Rikvin Capital’s Bridge Loan Solution for Prime Commercial Property Purchase: A Client’s Success Story

Loan Amount
Confidential
Asset
Asset-backed collateral
LTV
Not disclosed

FAQs

I am a non-resident foreigner with no Singapore income. Can I still get a property loan here?

Yes. Singapore banks heavily restrict lending to non-residents and require local income proof. We do not. As an asset-backed private lender, we look at the property value and your exit plan rather than your local payslip. Our portfolio includes clients from Malaysia, India, the UAE and Europe who used us to buy or refinance Singapore real estate.

Can the 60% Foreigner ABSD be financed inside the loan?

No. The 60% Additional Buyer’s Stamp Duty must be funded separately by the buyer and cannot be included inside our loan advance. We can still review a foreigner bridge loan against the Singapore property itself, provided the ABSD and required equity are covered and there is a clear exit through private bank refinance, sale or offshore funds.

I own the Singapore property through a BVI or Singapore SPV. Does that work?

Yes. Corporate, trust and SPV ownership is normal for our foreign clients. We lend to BVI, Cayman, Singapore Pte Ltd and family-trust borrowers, taking first charge over the Singapore property and personal or corporate guarantees as appropriate. Our legal team works alongside your tax and trust advisors to keep the structure clean.

What documents do you need from an overseas borrower?

For an indicative term sheet, we only need a property fact sheet, basic KYC (passport, company registration, beneficial-owner ID) and a one-line note on the use of funds and exit. Full underwriting later requires a Singapore valuation, title search and supporting financial documents. We send a tailored checklist once the term sheet is signed.