Office Bridging Loans

Our Office Bridging Loans are geared for commercial real estate transactions, whether acquiring a new office space or unlocking equity from an existing commercial property. We offer short-term, asset-backed financing solutions from $1M and up, with funding of up to ~70% of the property value. With swift approvals and minimal reliance on borrower financials, these bridge loans let you secure office premises or meet business cash flow needs quickly, while you arrange long-term financing or await other funds.

Contact Us
Loan Size$1M – $100M
Term Length3–24 Months
Loan-to-Value (LTV)Up to 70%
SecurityFirst charge
Interest PaymentRoll-up or Monthly Servicing

Use Cases

Auction Purchases

Speed is crucial when buying at auction—our bridging loans help you meet strict deadlines.

Commercial & Mixed-Use Acquisitions

Secure prime commercial or mixed-use properties without losing out to competition.

Business Cash Flow

Use property equity to finance expansion or meet short-term obligations.

Short-Term Refinancing

Consolidate or refinance existing property finance until a long-term solution is arranged.

The Rikvin Difference

Why Choose Rikvin Capital?

Fast Turnaround

Our dedicated team can issue a term sheet within 24 hours, and deliver funds within just 2 weeks—minimizing delays and uncertainty.

Flexible Terms

We offer up to 70% LTV, with interest roll-up options to help manage cash flow.

Large-Scale Funding

Borrow up to 100 million to seize high-value opportunities that traditional lenders might not be able to support.

Approachable Experts

With extensive experience in bridging finance, our team works closely with you to understand your goals and structure a deal that fits.

How It Works

The Application Process

  1. Enquiry

  2. Application

  3. Valuation

  4. Legal

  5. Completion

Get Funding Approval Within 24 Hours

Get Started

Case Studies

Prime Residential Bridging Loan for Holland Road Property

Prime Residential Bridging Loan for Holland Road Property

Loan Amount
SGD 5.70 million
Asset
Semi-detached house
LTV
70 %
Good Class Bungalow GCB Bridging Loan for Binjai Park Property

Good Class Bungalow GCB Bridging Loan for Binjai Park Property

Loan Amount
SGD 20 million
Asset
Good Class Bungalow
LTV
66.9 %
Breaking the Sentosa Property Lending Freeze

Breaking the Sentosa Property Lending Freeze

Loan Amount
Confidential
Asset
Asset-backed collateral
LTV
Not disclosed
Weekend Rescue: How we Delivered $25 Million Bridge Funding for a Billionaire’s Acquisition

Weekend Rescue: How we Delivered $25 Million Bridge Funding for a Billionaire’s Acquisition

Loan Amount
Confidential
Asset
Asset-backed collateral
LTV
Not disclosed
Successful Bridge Loan Solutions for Prime Geylang Property

Successful Bridge Loan Solutions for Prime Geylang Property

Loan Amount
Confidential
Asset
Asset-backed collateral
LTV
Not disclosed
Sentosa Saga: Tailored Bridge Financing in Action

Sentosa Saga: Tailored Bridge Financing in Action

Loan Amount
Confidential
Asset
Asset-backed collateral
LTV
Not disclosed
Empowering Established Brands: Our Bridge Funding Success Story

Empowering Established Brands: Our Bridge Funding Success Story

Loan Amount
Confidential
Asset
Asset-backed collateral
LTV
Not disclosed
Unlocking $25 Million: Alternative Bridge Financing for Prime Property Owners

Unlocking $25 Million: Alternative Bridge Financing for Prime Property Owners

Loan Amount
Confidential
Asset
Asset-backed collateral
LTV
Not disclosed
Rikvin Capital’s Bridge Loan Solution for Prime Commercial Property Purchase: A Client’s Success Story

Rikvin Capital’s Bridge Loan Solution for Prime Commercial Property Purchase: A Client’s Success Story

Loan Amount
Confidential
Asset
Asset-backed collateral
LTV
Not disclosed

FAQs

Can I get a short-term loan against a strata-titled commercial office unit in Singapore?

Yes. Strata commercial offices in Raffles Place, Shenton Way, Tanjong Pagar and the wider CBD are core collateral for us. We lend up to 70% of valuation on B-grade and A-grade strata office units, including units held in an SPV. Our fastest office refinance has closed in under two weeks.

My company owns its office building. How do I unlock cash without selling it?

A cash-out loan against your office property is the cleanest route. We refinance up to 70% loan-to-value against owner-occupied or tenanted office space, releasing capital for stock, hiring, acquisitions or shareholder buyouts. The loan does not appear on the operating company P&L the way a trade-finance line does, and the office continues to earn rent.

Can a private loan let me complete an office purchase before my bank loan is approved?

Yes. Office purchases often have hard exercise dates on the Option to Purchase that a bank cannot meet. We fund the purchase immediately, you complete on time, then refinance into long-term bank funding within 3 to 12 months. This avoids losing your option fee or the property itself.

Do you finance both owner-occupied and tenanted office space?

Yes. Both are eligible. For owner-occupied space, we look at the asset value and your business as the exit support. For tenanted space, we look at the tenant quality, lease length and the property value on its own. The borrowing amount and rate reflect the cash flow and how easily the loan can be refinanced into a bank.