Developer Exit Bridging Loans

At Rikvin Capital, we understand that sometimes you need fast, flexible funding solutions—especially for large-scale property transactions or business needs. Our Developer Exit Bridging Loans are tailored for borrowers looking to secure amounts from £1 million to £100 million, with quick approvals and transparent terms.

Loan Size£1M – £100M
Term Length3–24 Months
Loan-to-Value (LTV)Up to 75%
SecurityFirst charge
Interest PaymentRoll-up or Monthly Servicing

Use Cases

Auction Purchases

Speed is crucial when buying at auction—our bridging loans help you meet strict deadlines.

Commercial & Mixed-Use Acquisitions

Secure prime commercial or mixed-use properties without losing out to competition.

Business Cash Flow

Use property equity to finance expansion or meet short-term obligations.

Short-Term Refinancing

Consolidate or refinance existing property finance until a long-term solution is arranged.

The Rikvin Difference

Why Choose Rikvin Capital?

Fast Turnaround

Our dedicated team can issue a term sheet within 24 hours, and deliver funds within just 2 weeks—minimizing delays and uncertainty.

Flexible Terms

We offer up to 70% LTV, with interest roll-up options to help manage cash flow.

Large-Scale Funding

Borrow up to 100 million to seize high-value opportunities that traditional lenders might not be able to support.

Approachable Experts

With extensive experience in bridging finance, our team works closely with you to understand your goals and structure a deal that fits.

How It Works

The Application Process

  1. Enquiry

  2. Application

  3. Valuation

  4. Legal

  5. Completion

Get Funding Approval Within 24 Hours

FAQs

When does a developer-exit loan make sense for my completed scheme?

Developer-exit finance fits once Practical Completion is reached but units are still being marketed. Your existing construction loan becomes expensive at this stage. We replace it with a lower-cost loan that gives you 6 to 18 months to achieve full sale prices, rather than discounting under pressure from your lender.

How does developer-exit lower my cost of capital?

Construction debt is priced for development risk. Once that risk has gone, the asset deserves cheaper money. Switching to a developer-exit loan usually saves 2 to 5 percentage points on the margin. You can also release surplus equity (up to 75% of Gross Development Value) to start your next site straight away.

What if some units are still being marketed? Can the loan be repaid as units sell?

Yes. Our loans include a release schedule that lets each unit sale repay a pre-agreed portion of the principal at completion. There are no early-repayment penalties on partial redemptions, so the loan shrinks in line with your sales pace.

How quickly can a developer-exit loan be put in place?

Decision in Principle is usually within 48 hours of receiving the scheme summary, valuation and current debt position. Drawdown typically follows in 3 to 5 weeks, often timed to match the maturity of your existing senior development loan so you avoid extension fees.