Prime London Bridging Loans

At Rikvin Capital, we understand that sometimes you need fast, flexible funding solutions—especially for large-scale property transactions or business needs. Our Prime London Bridging Loans are tailored for borrowers looking to secure amounts from £1 million to £100 million, with quick approvals and transparent terms.

Loan Size£1M – £100M
Term Length3–24 Months
Loan-to-Value (LTV)Up to 75%
SecurityFirst charge
Interest PaymentRoll-up or Monthly Servicing

Use Cases

Auction Purchases

Speed is crucial when buying at auction—our bridging loans help you meet strict deadlines.

Commercial & Mixed-Use Acquisitions

Secure prime commercial or mixed-use properties without losing out to competition.

Business Cash Flow

Use property equity to finance expansion or meet short-term obligations.

Short-Term Refinancing

Consolidate or refinance existing property finance until a long-term solution is arranged.

The Rikvin Difference

Why Choose Rikvin Capital?

Fast Turnaround

Our dedicated team can issue a term sheet within 24 hours, and deliver funds within just 2 weeks—minimizing delays and uncertainty.

Flexible Terms

We offer up to 70% LTV, with interest roll-up options to help manage cash flow.

Large-Scale Funding

Borrow up to 100 million to seize high-value opportunities that traditional lenders might not be able to support.

Approachable Experts

With extensive experience in bridging finance, our team works closely with you to understand your goals and structure a deal that fits.

How It Works

The Application Process

  1. Enquiry

  2. Application

  3. Valuation

  4. Legal

  5. Completion

Get Funding Approval Within 24 Hours

FAQs

Which prime central London areas do you fund?

We have funded purchases and refinances across all the prime central London postcodes, including Mayfair, Belgravia, Knightsbridge, Chelsea, Kensington, St John's Wood, Hampstead and Notting Hill. Recent live examples in the Portfolio include the "Above-Market LTV Mayfair" and "Shipping Tycoon Prime Central London" deals.

I am a foreign HNWI. Can I use Rikvin Capital to buy a Mayfair townhouse?

Yes. International buyers are a core part of our prime-London book. We lend to non-residents, offshore corporate vehicles and family trusts, taking first charge over the London asset. We work with your tax advisors on the non-resident SDLT surcharge and ATED rules to keep the structure clean.

How much can I borrow against a £20 million+ London home?

For trophy assets in prime central London we typically lend 60 to 70% of valuation. Higher amounts are sometimes possible for repeat clients with strong exit evidence. Single-asset loans can run into the high tens of millions, and we co-fund or syndicate larger sizes where the property and exit support it.

Do you fund leasehold as well as freehold prime London property?

Yes, both. Long-leasehold (over 80 years remaining) is treated about the same as freehold. Short-lease properties attract a lower borrowing amount and a tighter exit timeline, but we still fund where the deal economics work. We also handle complex titles such as flying freehold, share-of-freehold and listed buildings.